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Lineage is committed to offering comprehensive benefits so our team members feel empowered to take charge of their physical, financial, emotional and social wellbeing. In support of this, we have assembled a wealth of resources to help you make more informed benefits decisions for yourself and your family. When you actively use your benefits and prioritize preventive care, you can protect your nest egg and keep premiums lower for everyone.
Review this page to find out what you need to know and what you need to do during Open Enrollment. Then enroll in your 2026/2027 benefits between May 18 and June 5. Don’t forget that after this Open Enrollment ends, you can’t change your benefit elections unless you experience a Qualifying Life Event.
Medical plan enrollees: If you are currently enrolled in any medical plans, you will need to review your current plan information, enrolled dependents and premium contributions to ensure you have the coverage you need. If you do not take action, your existing medical coverage will roll over to the next plan year (beginning July 1). If you are currently enrolled in the United Healthcare Premium Plus Plan, then you will be automatically enrolled in the Enhanced Plan through Blue Cross Blue Shield of Michigan. If you are enrolled in the Premium Plan, then you will be automatically enrolled in the Core Plan. If you are enrolled in the HDHP with HSA, then you will be automatically enrolled in the Health Savings Account (HSA) Value Plan. View the What’s Changing section of this page to find out more details.Flexible Spending Account (FSA) enrollees: You will be required to enroll and choose your annual contribution amounts during Open Enrollment to continue contributing to these accounts in the new plan year. If you are currently enrolled in the FSA and have a rollover balance, you must re‑enroll—even if you only contribute $1.00—to keep your rollover balance. If you do not re‑enroll, the rollover funds will be forfeited. If you currently have a benefit debit card for the FSA plan, you will not get a new one for the next plan year unless your current card has expired. If you have a balance over the $660 carryover amount, you will forfeit those additional dollars unless you spend them by June 30, 2026, before the new plan year.
It’s important to carefully consider how much to contribute to your FSAs each year because FSA funds are “use it or lose it.” In other words, you will forfeit any amount remaining in your FSA that is not spent and reimbursed by June 30, 2026. IRS rules do allow team members to rollover a maximum of $660 of unused Healthcare FSA funds to the following plan year, as long as you actively enroll in the FSA the following plan year.
All other coverage: Please review all other coverages, including dental, vision, life and disability insurance. If you want to keep the same coverage, then you do not need to take action – your current coverages will roll over to the next plan year (beginning July 1). You will have the opportunity to view your current elections in Workday during Open Enrollment. You can then make changes and save your choices for the 2026/2027 plan year.
What’s Changing
Our commitment to you includes comprehensive benefits that provide quality care and protection for you and your family to have peace of mind. Each year we review our benefit plans to ensure we remain competitive and offer the best options to our team members.
During this period, May 18 – June 5, you should review your current benefits and confirm if you need to make any changes for the upcoming plan year. By reviewing your options and actively enrolling in benefits, you can take charge of your health. Once you enroll, your benefits will become effective July 1, 2026.
Here’s what’s changing:
All medical plans will now be offered through Blue Cross Blue Shield of Michigan (BCBS of MI) instead of United Healthcare. There will be no changes to the plan designs, so if you are currently enrolled in a plan and wish to keep it, you can. The three plans offered will continue to operate in the same way.
The move to Blue Cross Blue Shield of Michigan was made with your best interests in mind, as it offers enhanced service, improved tools and more cost-effective pricing. Their extensive network and customer support are designed to provide you with greater access to care and a smoother experience. We are confident that this partnership will bring added value and peace of mind as you manage your healthcare needs.
With this move, we are also introducing new plan names:
| 2025/2026 Plan Name | NEW 2026/2027 Plan Name |
| Premium Plus Plan | Enhanced Plan |
| Premium Plan | Core Plan |
| HDHP with HSA | Health Savings Account (HSA) Value Plan |
Again, the plan design features are not changing – just the provider and the name of the plan. You can still choose the same plan and continue to receive the same coverage. Now is a great time to take a fresh look at your medical plan coverage to ensure you’re choosing the plan that’s right for you. So be sure to use the resources available to help you make informed benefit decisions.
2026/2027 medical plans
Lineage is pleased to offer three plans through Blue Cross Blue Shield of Michigan. If you are a Lineage team member whose work location and residence is in California, you may also have the option to enroll in the Kaiser Permanente Deductible Health Maintenance Organization (DHMO) plan.
Here are the high-level differences between the plan options. See Terms to Know for definitions of common terms.
Enhanced Plan
Enjoy greater predictability of costs through copays for doctor visits and prescriptions, along with the lowest deductible in exchange for the highest premiums.
Core Plan
Reduce your out-of-pocket costs and have peace of mind through a lower deductible in exchange for higher premiums.
Health Savings Account (HSA) Value Plan
Take charge of your spending through the lowest premiums and a tax-free Health Savings Account (HSA) with contributions from Lineage in exchange for the highest deductible.
Kaiser Permanente Medical Coverage (California Only) – DHMO
Receive coverage for in-network care only, coordinated by your primary care provider (PCP).
How much does Lineage medical coverage cost?
Lineage pays a generous portion of the cost of your medical coverage. You’ll pay the remaining amount through pre-tax deductions from your paycheck. The amount you pay will depend on which plan you choose and whether you cover just yourself or family members, too. You can view your plan costs in Workday.
You may keep your current plan—the carrier is changing, but nothing about your plan design will be changing. Here’s what to expect and how to prepare:
- Review your new BCBS ID card when it arrives and begin using it when the new plan year starts on July 1.
- Confirm your doctors and facilities are in the BCBS network using the instructions below.
- Share your new insurance information with your pharmacy and medical providers to ensure claims and prescriptions are processed correctly.
- If you have ongoing care or active prescriptions, start the transition early. Support resources will be available to help transfer care and prescriptions smoothly and avoid interruptions.
How to find a doctor in-network through BCBS
You can go to bcbsm.com to search and see if your providers will be in the network. Below is a list of steps that you will need to take to successfully search for a provider.
- Search bcbsm.com to get to the home landing page
- Click “Find Care"
- Click Individuals and families
- Click Search without logging in
- Select state in which the team member is seeking care
- Search for applicable network. Click "I don't know my network" to access the network options
- Click "Find a different plan"
- Select the applicable network. Here are the network names for each location.
- Blue Preferred POS WI
- Network Blue FL
- Horizon Managed Care Network NJ
- Preferred Care Blue MO: not statewide, predicated on your zip code
- Georgia Select Network: type in Blue Select Network and select "Blue Open Access POS GA"
- PPO team members: select Blue Cross Blue Shield of Michigan PPO
All other changes
Introducing pet insurance
Get more for your pet with employee-only pet insurance through Nationwide. You can enroll any time during the year on the website below or by calling 877-738-7874 and referencing Lineage for the correct plans and pricing. Please note that pet insurance premiums will not be payroll-deducted. Your premium payments will be made directly to Nationwide.
Click here to enroll and learn more. You can also view more Nationwide resources in the Documents tab of this page on the right hand side.
Legal plan provider change
We are changing our legal plan provider from MetLife to ARAG. There will be no plan design changes, but rates are decreasing and coverage now includes parents.
Learn more about your legal insurance plan, including a list of all coverages, a plan cost savings calculator, and network attorneys in your area. Call ARAG at 800-247-4184 or visit ARAGlegal.com/myinfo and enter Access Code: 12345Lin. You can also click here to view a flyer with next steps and a QR code to go directly to the ARAG website.
New specialty pharmacy provider
Walgreens Specialty Pharmacy will now be your exclusive provider of specialty drugs, which are high-cost prescription medications that require special handling, administration or monitoring.
If you currently receive your specialty medications from Walgreens Specialty Pharmacy, no further action is necessary.
If you currently receive your specialty medications from a different pharmacy, ask your doctor to send a new prescription to Walgreens Specialty Pharmacy before July 1, 2026, or you may be responsible for the full cost.
Rate decrease for identity theft protection and VOYA
Your rates are decreasing for Allstate identify theft protection and VOYA accident, hospital indemnity and critical illness insurance.
Flexible spending account (FSA) IRS contribution and carryover limit increases
The maximum contribution amount for a Healthcare or new Limited Purpose FSA will increase to $3,400 in 2026/2027. If you re-enroll in these accounts during Open Enrollment, you can roll over a maximum of $660 of unused funds to the 2026/2027 plan year – all other remaining funds will not carry over. The contribution limit for the Dependent Care FSA will increase to $7,500 per household, up from the current $5,000 limit. For married individuals filing separately, the maximum will rise from $2,500 to $3,750.
2026/2027 Costs
To keep up with the rising cost of healthcare, medical and vision plans will have slight increases in coverage costs. These adjustments align with industry standards, help us remain competitive and ensure we continue to provide exceptional benefits. To view your costs for coverage, visit Workday.
Short-term disability monthly rate decrease
The rate for Short-Term Disability (STD) is decreasing to a smaller amount of $2.23 per month. Lineage pays STD claims to ensure you are financially protected in the event of a disability. Visit Workday to view rates and elect STD coverage.
How to Enroll
The Workday website is where you can enroll in benefits. Log in now to get started. If you have questions or need assistance, call 1-844-537-5300 — representatives are available to help you Monday-Friday, 9:30 AM to 5:30 PM CT.
Log in
When you’re ready to enroll, visit your Workday home page, then click into “My Tasks” in the top right corner of the screen. From there, you’ll see that you have an “Open Enrollment” task assigned to you. Click on “Let’s get started!”
Make your elections
You will first be asked if you are a tobacco user — this information will be used to create your personalized rates for certain insurances. Once you are in the Enrollment task, you’ll see your benefit choices as tiles on the screen. To enroll in a benefit, simply click on the associated tile, and you’ll be guided through the enrollment process, which may include enrolling dependents or making additional selections. After you finish, you will be returned to the main screen with all of your benefit options.
You’ll need to enroll in each benefit individually, so select the tile for each benefit you’d like to enroll in and complete the process. To complete your enrollment, keep two things in mind:
- You need to actively elect Short-Term Disability (STD) coverage. You will not be automatically enrolled. When enrolling in STD, you must select both “Employer” and “Employee” contributions.
- You do not need to actively elect Life & AD&D insurance or Long-Term Disability (LTD) to receive benefits. These are fully paid for by Lineage. However, you will need to assign beneficiaries for both types of insurance to be able to complete your enrollment.
Submit your elections
Once you have enrolled in all individual benefit choices, you can select the “Review and Sign” button on the bottom left of the screen to complete enrollment. After you submit your choices, you will see your Benefits Statement in Workday. Review the statement to ensure your elections are accurate and make any necessary changes. Don’t forget that you can review your coverage at any time by visiting your benefit profile in Workday.
Do I need to enroll?
You will need to review your current plan information, enrolled dependents and premium contributions to ensure you have the coverage you need. To continue contributing to the Healthcare FSA and/or Dependent Care FSA in the new plan year, you are required to enroll and choose your annual contribution amounts each year.
Update your beneficiary information!
Enrollment is a great time to carefully review your beneficiary information to make sure everything is up-to-date – and make changes if needed.
Don’t miss out
After Open Enrollment ends, you can’t change your benefit elections unless you experience a Qualifying Life Event (QLE). Your coverage will be effective July 1, 2026 and valid through June 30 of next year.
HSA Value Plan enrollees: Set up your HSA account
If you enroll in the HSA Value Plan for the first time, you will need to open and activate your HSA account to receive the employer contribution and your contributions. You will receive more details on how to complete these steps from WEX after enrollment. From the login screen at benefitslogin.wexhealth.com, click "Get Started" under the New User section and complete the required fields. You’ll receive an email with a one-time password to continue account setup and an HSA debit card will be sent to your mailing address on record.
Save for your future
Don’t forget that Lineage offers a 401(k) to help you save for the future. You can enroll or make changes anytime, not just during Open Enrollment. Contact Vanguard anytime to enroll by calling 1-800-523-1188. Log in to your Vanguard account and change your contribution rate, investment selections or beneficiaries.
Have more questions?
Call 1-844-537-5300, Monday-Friday, 9:30 AM to 5:30 PM CT, for help with:
- General benefits questions
- Explanation of benefits
- Workday enrollment assistance
- Qualifying Life Event (QLE)
Decision Support
Choosing the right benefit plans is important. In addition to this site, we have other resources to help you understand your options and select the ones that provide the right coverage and value for you and your family.
Review Coverage Costs – View your cost for healthcare coverage in the new plan year on Workday.
Medical Plan Decision Support Tool – Compare your estimated costs under each Lineage medical plan and make an informed decision based on your healthcare needs. Our Medical Plan Decision Support Tool is available during Open Enrollment to help you decide which medical plan is right for you. Access the tool directly through Workday to get started.
TIP: Think about the whole cost.
When choosing a medical plan, it’s important to think about the whole cost of coverage — the amount you’ll spend out of your paycheck as well as out of your pocket (copays, deductibles and coinsurance). To help make your decision, access our new Medical Plan Decision Support Tool to compare your estimated healthcare costs through the different plans Lineage offers.