Equity Ownership Basics
Take advantage of Morgan Stanley resources on managing equity compensation to help meet your financial goals and incorporate equity compensation into your overall financial strategy. Learn more by exploring resources such as:
- Educational articles about how to navigate grants and vesting
- Tips on potential tax implications of equity compensation
- An equity compensation glossary
- Tax Aware Strategies video
Managing Debt
Take charge of your debt and boost your financial health with helpful tips and resources. Morgan Stanley shares strategies for managing various debts like credit cards, student loans and mortgages. You can also find resources on how to prioritize high-interest debts, consolidate loans and explore refinancing options.
Establishing a Budget
Morgan Stanley and SupportLinc's resources can help guide you through the budgeting process. Use tools and templates to set spending limits and adjust your budget, helping you stay on track to reach your financial goals. You can also watch SupportLinc's video to get help creating a budget.
Saving for Retirement
Morgan Stanley explains various retirement savings options, including 401(k) plans and Individual Retirement Accounts (IRAs). Understand the benefits of starting early, contributing regularly and taking advantage of employer matches. Access calculators and planning tools to estimate your retirement needs and develop a savings strategy. Watch Morgan Stanley's Preparing for Retirement and Beyond video for additional tips on how to save for retirement.
Basic Wealth Management
Wealth management is about growing and protecting your money over time. Morgan Stanley provides insights into investment strategies, asset allocation and the importance of diversification. Check out their collection of articles and webinars that offer tips on making smart investment choices. This can help you build a balanced portfolio that matches your financial goals.
A financial professional can help you manage your investments and achieve your long-term financial goals based on your unique situation. Watch this video to learn more about how a financial professional can help you develop your financial strategy and what to consider as you go through the process.
Education Planning
If you are planning to fund educational expenses, Morgan Stanley offers guidance to help you with education planning. Understand various savings vehicles, such as 529 plans, and learn about the importance of early planning to maximize growth potential. Access resources that outline the steps to take when preparing for future educational costs for your children. Watch Morgan Stanley's Education Expense Planning video for additional insights.
Morgan Stanley Support & Tools
If you’re looking for financial education or advice, reach out to a Morgan Stanley advisor to get help with day-to-day financial needs or long-term financial planning.
There are three types of resources Morgan Stanley provides to support you:
Financial Advisors
Virtual Financial Advisors discuss basic financial topics and deliver specific guidance in areas such as:
- Understanding and establishing a budget
- Managing your debt and credit
- Beginning to save for retirement and college expenses
- Understanding the importance of investing
- Pre-retirement planning/401(k) review
- Equity ownership basics
- Support and training on Morgan Stanley Tools
Financial Planning
Local Financial Advisors work with you to develop a goals-based financial plan. Common topics include:
- Validating savings strategies for retirement
- Basic wealth management services
- Maximizing your investment strategies
- Planning for education costs
- Pre-retirement planning
- Equity ownership basics
Financial Consulting
Through one-on-one consultations, Private Wealth Advisors coordinate a wealth strategy, including investment, tax and estate planning advice. They can assist with topics such as:
- Complex wealth management strategies
- Estate planning strategies and tax planning*
- Understanding unique compensation
- Pre-retirement planning
- Equity ownership basics
* Tax Preparation and Planning Services are offered for an additional fee through third-party providers. Philanthropy Management and Trust and Estate Planning Strategy Professionals may discuss tax and legal strategies with clients, which does not constitute tax or legal advice. Clients must consult their own tax advisors for matters involving taxation and tax planning and their own attorneys for matters involving trust and estate planning or other legal advice.
Visit the Learning Center to access additional Morgan Stanley tools and resources or call 1-888-609-3534 8:30 AM to 5:00 PM CT.